Insurance Company Tactics
The patterns we see on denied and shorted storm claims, and how to read an adjuster's estimate.
"Magnetic Hail": When Insurance Pays for the Vents but Not the Roof
Magnetic hail is our name for an estimate that pays every metal item on the roof and zero shingles. Here is why it happens and what we do about it.
How Insurance Companies Lowball Claims (and How to Spot It)
A licensed public adjuster explains the patterns we see on denied and shorted storm claims, and how to check your own estimate line by line before you accept it.
What Home Insurance Adjusters Won't Tell You
Licensed public adjusters share nine things insurance adjusters rarely volunteer, from the burden of proof to what a written denial must say in Minnesota.
What Not to Say to an Insurance Adjuster (and What to Say Instead)
What not to say to an insurance adjuster comes down to accuracy, not tricks. Here are seven common slips and the plain, truthful things to say instead.
Whose Job Is It to Prove the Damage? Burden of Proof in Your Policy
Under your policy, proving the loss is the homeowner's job, not the carrier's. Here is what proof means and what the carrier owes you once you provide it.
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